Now you can transfer money using Facebook Messenger

 NEW YORK: Money transfer company TransferWise has launched a new service that allows users to send money internationally through Facebook Inc’s chat application, as competition in the digital payments landscape intensifies.

The London-based startup said on Tuesday that it had developed a Facebook Messenger “chatbot”, or an automated program that can help users communicate with businesses and carry out tasks such as online purchases.

TransferWise’s chatbot enables customers to send money to friends and family to and from the United States, Britain, Canada, Australia and Europe from Facebook Messenger. It can also be used to set up exchange rate alerts.

Facebook already allows its users to send money domestically in the United States via its Messenger app, but has not yet launched similar services internationally. TransferWise said its service will be the first to enable international money transfers entirely within Messenger.

Facebook opened up its Messenger app to developers to create chatbots in April in a bid to expand its reach in customer service and enterprise transactions. Chatbots have become a hot topic in enterprise technology over the past year because recent advances in artificial intelligence have made them better at interacting. Businesses, including banks, are hoping that they can be used to improve and reduce the cost of their customer service operations.

One of Europe’s most well-known fintech companies, TransferWise was launched in 2011 by Estonian friends Taavet Hinrikus and Kristo Kaarmann out of frustration with the high fees they were being charged by banks for international money transfers.

The company, which is valued at more than $1 billion, is backed by several high profile investors including Silicon Valley venture fund Andreessen Horowitz, Virgin Group founder Sir Richard Branson, and PayPal co-founders Max Levchin and Peter Thiel, through his fund Valar Ventures.

Customers in more than 50 countries send roughly $1 billion through its website every month.

While the TransferWise chatbot is now only available in Facebook Messenger it can be adapted to work with other popular chat services, Scott Miller, head of global partnerships for TransferWise said. He said the service would eventually be extended to work in other countries and money transfer routes that the company operates in.

The launch comes as competition in the mobile payments and international money transfer sectors intensifies. Earlier this month PayPal Holdings Inc announced its US payments application Venmo would be available within popular chat service Slack.

While in January , Ant Financial Services, an affiliate of Chinese e-commerce company Alibaba Group Holding Ltd , said it would acquire U.S. money-transfer company MoneyGram, in a deal that is expected to shake up the international payments landscape.

Source by   gadgetsnow….

After Jio Prime Announcement, Airtel Said to Offer 10GB Additional Data at Rs. 100

Airtel is reportedly offering its postpaid customers up to 10GB additional 3G or 4G data at just Rs. 100. The move by the telecom operator can be seen as an after effect of Reliance Jio Prime subscription plan announcement made on Tuesday.

Update: Airtel has reached out to Gadgets 360 saying that the 10GB data offer has been available to select users for few weeks and is not a new offer.

Reliance Industries Chairman Mukesh Ambani on Tuesday revamped the company’s Reliance Jio offerings and announced the new Reliance Jio Prime subscription that will offer unlimited services at a nominal price. Airtel’s latest move will mean that postpaid subscribers in India will be able to opt for the additional data benefit by just paying Rs. 100. It’s worth mentioning that Airtel postpaid subscribers to avail the 10GB 4G data at just Rs. 100 will need to have a 4G smartphone.

As before, Airtel is likely to offer 4G services in nearly 22 circles in India, and for the other non-4G circles, the company will provide 3G data against this offer. Similar to Airtel’s earlier offers, the new “Surprise Offer” may require users to avail the free benefit via the MyAirtel app. The 10GB data is likely to be valid only for 28 days.

The offer was first reported by India Today Tech, and it added that the “Surprise Offer” by the telecom company will be in addition to an existing plan subscribed by the postpaid customers. Unfortunately, the 10GB free data at just Rs. 100 isn’t available to all postpaid users. Gadgets 360 has written to Airtel to get a clarification on the new “Surprise offer.”

This is not the first time when Airtel has bumped the data offering at a minimal price. Last year, Airtel offered up to 10GB data at a price of Rs. 259.

 Source by  gadgets>.>.>.

Reliance Jio Ends Up All The Competition At Just Rs 303/-

Reliance Jio had already ended up all the competition by announcing the Rs 303 Special Pack which it offers. At Rs 303, Reliance Jio is giving away 30GB of Data and had promised to expand its network drastically by the end of this year.

Reliance Jio Ends Up All The Competition At Just Rs 303/-

Recently, the chairman of Reliance made the huge announcement by launching Jio Prime. Well, those who don’t know about Reliance Jio, let me tell you the company is giving free services to its subscribers till 31st March 2017. The free services include SMS, Calls, Internet.

Well, at the same time we all know that Reliance Jio is going to end its independent streak and users need to pay Rs 99 for a full year to enjoy the current (Happy New Year) Plan. Although, Rs 99 will be the one-time fees and subscribers need to spend Rs 303 for next 12 month starting from April 1, 2017.

If customers pay Rs 303 every month from April 1, 2017, then users will get free services like calls, SMS, Internet. Users will get 1GB of High-speed 4G data every day, after 1GB the speed will be reduced to 128kbps.

In short, Reliance Jio had already ended all the competition in telecom market by announcing the Rs 303 special offer. Airtel is offering 2GB data at the massive price of Rs 296 whereas the 5GB plan costs Rs 497 and the 10GB plan is priced at Rs 999.

Vodafone is offering 2GB data at the cost of Rs 348 whereas the 3GB data plan costs Rs 647 and the 5GB plan has been priced at Rs 849. Vodafone also has a 10GB plan which is priced at Rs 999.

Idea which also in the race is offering 2G of 3G/4G data at the price of Rs 448, 5GB Data at the price of Rs 599 and the 10GB data pack is priced at huge Rs 1346.

So, Jio had already ended up all the competition by announcing the Rs 303 Special pack which it offers. At Rs 303, Reliance Jio is giving away 30GB of Data. However, looking at the network connectivity, Airtel still holds the sweet spot. Jio, on the other hand, promised to expand its network drastically by the end of this year.

So, what do you think about this? Share your views in the comment box below.

Source by techviral…

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